Founding members price (limited)

Your personal money coach, in one simple app.

Track everything, learn better habits, and get AI help when making money decisions.

  • Track spending and set budgets in minutes
  • Get AI guidance on your money questions
  • Scan receipts to auto-create transactions

We'll email you at launch (and occasional product updates). Unsubscribe anytime.

Founding users get 3 months of Pro free at launch.

After launch, new Pro users get 1 month free.

No spam. We never sell your data. Privacy Policy

Privacy-first • Manual entry for MVP • CSV export included

Launching soon — join the list for launch notification.

Total Balance

$12,847

+$342 this month

Budgets

Groceries$420 / $500
Dining$180 / $300

Goals

Europe Trip 2026

$3,200 / $7,00046%

Why Brightly Budget?

More than budgeting software — your personal money coach

Know where money goes

See every dollar. Track all your accounts, transactions, and spending patterns in one clear dashboard.

Stay on track

Set budgets, goals, and debt payoff plans. Get gentle reminders and visual progress that keeps you motivated.

Make confident decisions with AI

Ask your AI coach before big purchases, find hidden savings, and get personalized guidance on your money questions.

Everything you need

Simple, powerful features for complete money management

Accounts & Transactions

Track multiple accounts manually. Add transactions with categories, notes, and photos of receipts.

Simple Monthly Budgets

Set spending limits by category. Get visual alerts when you're approaching your budget.

Goals & Debts Tracking

Save for what matters. Track debt payoff progress. Celebrate milestones along the way.

AI Coach Chat

Ask anything about your finances. Get personalized guidance based on your real transaction data.

CSV Export

Your data, your way. Export transactions and reports anytime. No vendor lock-in.

Private by Default

Manual entry means you control what you share. We don't sell your data. Delete anytime.

Receipt Scan to Transaction

Snap a receipt and get a draft transaction with merchant, total, date, and smart category suggestions. Review and confirm.

AI-Powered Guidance

Your money coach, always available

Ask your AI coach anything about your finances. Get personalized answers based on your real spending data, budgets, and goals.

Important: Not financial advice. Guidance only. Always consult a licensed professional for major financial decisions.

Get insights based on your actual transaction history and spending patterns

AI Money Coach

Online

Can I afford a $7,000 trip this summer?

Based on your Europe Trip goal, you'll have $5,200 by summer. Consider setting aside an extra $150/month, or reduce the trip budget to $5,000-6,000 to stay on track without impacting your emergency fund.

Where did I overspend this month?

Your top overspend was Dining Out: $342 vs $300 budget (+$42). Also, subscriptions hit $89 this month—you might have some you're not using.

Try asking:

How much can I safely spend on a car?
How can I reduce subscriptions?

How it works

Get started in minutes

1

Join the waitlist

Sign up for early access. At launch, create your account in seconds - no credit card required.

2

Add accounts & categories

Manually add your bank accounts, credit cards, and customize spending categories.

3

Track & ask AI

Enter transactions, set budgets and goals, then ask your AI coach for guidance.

New Feature

Scan receipts into expenses in seconds

Take a photo. We draft the transaction with category and account suggestions. You confirm.

Auto-detect merchant, date, total, and currency

Smart category + account suggestions based on your habits

Preview and edit before saving — always in control

Free: 3 receipt scans/month. PRO: unlimited.

Receipt scanned

Draft ready for review

MerchantWhole Foods Market
DateFeb 7, 2026
Total$67.43
CategoryGroceries
AccountChase Debit
Edit draft
Confirm & save

Simple, transparent pricing

Start free, upgrade when you need more

Free

$0
20 AI prompts per month
Receipt scan to transaction (3/month)
Unlimited accounts & categories
CSV export
Up to 3 goals
Up to 3 budgets
Up to 2 debts (coming soon)
Most Popular

Pro

$12.99/mo
Unlimited AI prompts
Unlimited receipt scan to transaction
Unlimited goals, budgets & debts
Detailed monthly/yearly AI insights
Priority support
CSV export
Multiple workspaces (coming soon)

Why PRO? Scan receipts. We draft. You confirm. Upgrade for unlimited receipt scans, AI prompts, and more.

We don't sell your data

Export anytime (CSV)

Delete account anytime

Frequently Asked Questions

Answers to common questions

Founding users get 3 months of Pro free at launch.

Get early access to your money coach

Founding users get 3 months of Pro free at launch.

After launch, new Pro users get 1 month free.

Launching soon (timing may shift).

Founding users get 3 months of Pro free at launch.

After launch, new Pro users get 1 month free.

No spam. We never sell your data. Privacy Policy

Mobile apps coming soon

iOS and Android apps are in development. Join the waitlist to be notified at launch.