Smarter Budgeting, Powered by AI
Track everything, plan clearly, and act confidently. Brightly helps you manage accounts, budgets, goals, and debts—with actionable insights when you need them.
Unlimited
Accounts, budgets & categories
AI Insights
Get smarter with each month
Private
Your data, your control
Everything you need to succeed
Brightly is packed with features to help you manage your finances with ease and confidence.
Automatic Budgeting
Track all your accounts, incomes, expenses, debts, and savings goals. Budgets auto-reset each month.
Powerful Reporting
Get a clear view of your financial health with our comprehensive "net worth" dashboard and reports.
Unlimited Categories
Organize your spending your way—create as many categories and subcategories as you like.
One-Click Export
Easily import and export your data. Our system is fully spreadsheet-friendly for your convenience.
Secure & Private
Your data is your own. We prioritize your privacy with top-tier security measures.
AI-Powered Insights
Brightly Budget’s AI helps you spot trends, optimize budgets, and plan ahead. Free plan includes 5 prompts/month, paid tiers unlock more—up to unlimited with GPT-5.
Get Started in 3 Easy Steps
Start your journey to financial clarity with a simple, straightforward process.
1. Sign Up
Create your account in seconds and start with the Free plan.
2. Add Accounts
Manually add your accounts to start tracking (no bank links needed for the MVP).
3. Let AI Help
Unlock insights and recommendations tailored to your budgets, goals, and spending.
Simple, honest pricing
Start free. Upgrade any time. First month on us — no credit card required.
Great to get started
- Unlimited accounts
- Unlimited categories
- Budgets & goals
- Debt tracking
- 5 AI prompts / month
- CSV import/export
Cancel or change plan anytime.
Best for growing needs
- Everything in Free
- Priority syncing & backups
- GPT-5 Nano insights
- 50 AI prompts / month
- Advanced reports
- Email support
Cancel or change plan anytime.
For power users
- Everything in Plus
- Full GPT-5 assistant
- Unlimited AI prompts
- Custom rules & automations
- Priority support
- Early access features
Cancel or change plan anytime.
Frequently Asked Questions
Building Trust, Together
Security by Design
We're building Brightly on a foundation of modern security practices. Your financial information is for your eyes only.
Your Data is Never for Sale
We will never sell or share your personal data. Our business model is based on providing value to you, not monetizing your information.