Budgeting that connects the whole month

Track the money.Understandthe month.

Brightly Budget brings transactions, category budgets, saving goals, debts, recurring costs, and spending trends into one clear mobile routine. When a number needs context, ask the built-in AI assistant.

Download on theApp StoreGet it onGoogle Play
Free plan availableiOS and Android
One connected pictureTransactions, plans, progress, and trends
You confirm the dataManual entry and review-first receipt drafts
AI with contextQuestions and insights based on your records
Built for mobileAvailable now on iOS and Android

The monthly workflow

Each entry should make the next decision easier.

Ordinary trackers give you a list of transactions. Brightly turns the same activity into a working plan—what changed, where it changed, and which target it affects.

Record what happened

Add income, expenses, transfers, and notes as the month unfolds.

Compare it with the plan

Category budgets show what is spent and what is still available.

Check the wider picture

Goals, debts, recurring costs, and cash-flow trends stay connected to the same activity.

Adjust before the month is over

Use current numbers—not last month’s guess—to decide what changes now.

AI that can see the plan

Ask what the numbers mean — not just what they are.

Brightly’s AI assistant works from the financial records you add to the app. Use it to investigate spending, put changes in context, and make a more informed call about the month ahead.

Ask a specific questionWhere did dining go over plan this month?
Review a patternCompare income and expenses across the period you choose.
Think through the next moveUse your recorded activity, budgets, and goals as context.

→AI output is informational and may be incomplete. It is not financial, legal, tax, or investment advice.

Plans with a pulse

Budgets, goals, and debts share the same reality.

They are not three disconnected checklists. Each one becomes more useful when it sits beside the transactions and trends that affect it.

01 / Budgets

Budgets tell you what is still available.

Set a monthly amount by category, then compare it with recorded spending as the month moves.

Category Plan · Spent Amount · Remaining Amount

02 / Savings goals

Goals give saving a visible destination.

Record contributions and keep the target, current amount, and remaining distance in view.

Target · Contribution Progress · Remaining Amount

03 / Debt tracking

Debt tracking makes progress measurable.

Keep balances and repayments beside the rest of your plan, instead of treating debt as a separate spreadsheet.

Balance · Payments · Payoff Progress

Less typing, same control

Turn a receipt into a transaction draft.

Receipt scanning handles the repetitive part of expense entry. Brightly extracts the key details and suggests where the transaction belongs; you review the draft before anything is saved.

01

Photograph or choose a receipt image

02

Review the extracted merchant, date, total, and currency

03

Check the suggested category and account

04

Edit anything that needs changing, then save

A receipt from Greenwood Cafe being scanned by the Brightly Budget camera
Brightly Budget recurring transactions screen showing estimated monthly cash flow

Recurring transactions

Keep the bills you expect from becoming surprises.

Save repeating income and expenses, organize them into recurring groups, and review the app’s estimated monthly cash flow from active recurring transactions.

Track repeating income and expenses

See upcoming recurring activity

Group related recurring transactions

Review a monthly cash-flow estimate

Free and Pro

Start with the plan. Upgrade when the limits matter.

The free plan is enough to build the habit and see how the pieces fit. Pro is for people who want fewer limits, complete exports, and deeper AI-powered analysis.

Download on theApp StoreGet it onGoogle Play
FeatureFreeBuild the routineProRemove the friction
Transactions, accounts, categories Included Included
Receipt scans3 per month Unlimited
Budgets, goals, and debtsPlan limits Unlimited
AI assistantMonthly allowance Unlimited
AI-generated insights— Included
CSV exportCurrent monthAll transactions
SupportStandardPriority

Store pricing, introductory offers, and trial eligibility are shown in the iOS or Android app before purchase.

Trust, in practice

Financial clarity needs clear boundaries.

You choose what to record

Brightly currently uses manual and receipt-assisted entry. A bank connection is not required to use the product.

Your data can leave with you

CSV export is available, with full-history export included in Pro.

Clear privacy commitments

Brightly states that it does not sell personal data and supports account deletion.

Questions, answered

Know what you’re downloading.

The practical details about entry, AI, plans, privacy, and where the app works.

01

What does Brightly Budget help me manage?

Brightly keeps accounts, transactions, category budgets, saving goals, debts, recurring transactions, and spending statistics in one place. The mobile app is designed around the monthly decisions that connect those tools.

02

How does the AI assistant use my data?

The assistant can use the transactions, budgets, goals, debts, and recurring activity available in your Brightly account to give your question relevant context. Its responses are informational and may be incomplete; they are not professional financial advice.

03

How does receipt scanning work?

Take a photo or choose a receipt image. Brightly extracts details such as the merchant, date, total, and currency, then creates a draft with suggested category and account information. You can edit the draft before saving it.

04

Does Brightly connect to my bank automatically?

Brightly currently uses manual entry and receipt-assisted entry, so you decide what financial information to add. Automatic bank sync is described in current product materials as a future, optional feature rather than a feature available today.

05

What is the difference between Free and Pro?

Free includes the core tracking experience, a monthly AI allowance, limited receipt scans, plan limits for budgets, goals, and debts, and current-month CSV export. Pro removes the budget, goal, debt, and receipt-scan limits, adds AI insights, expands AI usage, enables full CSV export, and includes priority support.

06

Can I use Brightly on the web?

Yes. Brightly has a companion web app for account access and desktop use. The complete experience—including receipt capture and the AI assistant—is centered on the iOS and Android apps.

07

How are Pro subscriptions managed?

Mobile subscriptions are purchased and managed through the Apple App Store or Google Play. Store pricing, trial eligibility, renewal, cancellation, and refund rules are shown by the platform before purchase.

08

Can I export or delete my data?

Brightly supports CSV export, and the product materials state that you can delete your account. Brightly also states that it does not sell your personal data. See the Privacy Policy for the full details.

From the Blog

Ideas, guides, and updates.

Practical insights on personal finance, product design stories, and simple tips to help you build budgets with a pulse.

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